Getting Mortgage Pre-approval for a Home Loan is the most important step in the Home Buying Process

To set yourself up for a successful and smooth home buying process, getting pre-approved for a home loan is the first and most important step to take. Mortgage Pre-approval for a home loan strengthens your buying credibility, allows you to find out what your “buying power” is, and speeds up the closing process.

To get mortgage pre-approval, the borrower should fill out a loan application and provide the required documentation to the lender of their choice. Once the lender verifies credit scores, income, employment, and debt-to-income ratios, they will issue a specific loan amount and interest rate.

With a pre-approval letter in hand, you are ready to look at Nashville homes for sale. Another big advantage of getting pre-approved is the power to negotiate with the sellers. You will have a big advantage over buyers who are competing for the same house who are not pre-approved for a mortgage.

How Can Zivak Realty Group Help In The Mortgage Pre-Approval Process?

As trusted real estate professionals in Nashville, TN, we have proven mortgage lenders we can recommend to our clients. Even before you decide to get pre-approved, we can sit down with you and walk you through the entire pre-approval process. We are committed to providing guidance during the entire home buying process (pre-approval, purchase, and post-closing).

To get started with the pre-approval process through our preferred lender, please apply now by filling out the form below.